Dental & Vision Coverage

Dental & Vision Coverage

Each insurance plan offers benefits with any dental and vision care provider. The Ameritas Dental Network is one of the nation’s largest, and network providers offer savings of 25-50% on out-of-pocket costs. VSP and EyeMed vision plans include network savings on exams and eyewear. Search network providers in your area.

Cheryl Cloke Agency

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Cheryl is licensed in PA, NJ, NY, DE and VA. She is current with state and federal required certifications and participates in continuing education courses that broaden her insurance knowledge base.

Cheryl Cloke Agency

1 week ago

We are reaching the midpoint of the Medicare Annual Enrollment Period (AEP), which runs from October 15th through December 7th.

As a reminder, unlike other enrollment periods, the AEP is open to all Medicare beneficiaries and serves as a key window for beneficiaries to adjust their coverage if necessary. If you have not already taken advantage of this enrollment period and would like to make a change, we encourage you to do so before the enrollment period ends.

If you have questions about the AEP or your current Medicare plan, please don’t hesitate to reach out. We are always happy to help. ... See MoreSee Less

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Cheryl Cloke Agency

1 week ago

Affordable Care Act (ACA) marketplace open enrollment is here as of November 1st. This window is not open for long, so early action is important for those who plan to enroll in the marketplace.

If you would like to compare your coverage options or have other questions or needs, give us a call anytime. We are here to help you navigate this enrollment window with clarity and confidence! ... See MoreSee Less

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Cheryl Cloke Agency

2 weeks ago

On November 1st, daylight saving time ends, and the clocks fall back an hour. This shift not only gives us an extra hour of much-needed sleep but also serves as a timely reminder to take care of a few things around the house as we approach winter.

So, that said, here is a quick home checklist worth running through as the days get shorter:

✅Turn back any clocks that do not automatically adjust themselves before bed on Saturday night.

✅Test and replace the batteries in your smoke and carbon monoxide detectors. This is one of the easiest ways to keep your household safe heading into winter.

✅Check your outdoor and security lighting. As daylight hours get shorter, having well-lit outdoor spaces can be a key safety step.

Taking care of these small to-do list items can make a real difference in how safe and prepared your home feels all season long.

As always, if there is anything we can assist with, do not hesitate to reach out. We are here to help. ... See MoreSee Less

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Cheryl Cloke Agency

2 weeks ago

This Halloween, we just wanted to stop and say that, no bones about it, your continued trust and support mean the world to our team!

We are so grateful to be able to continuously support you and are here to support whatever other needs you may have before the year wraps up.

Wishing you and yours a safe Halloween! ... See MoreSee Less

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Cheryl Cloke Agency