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Dental & Vision Coverage

Each insurance plan offers benefits with any dental and vision care provider. The Ameritas Dental Network is one of the nation’s largest, and network providers offer savings of 25-50% on out-of-pocket costs. VSP and EyeMed vision plans include network savings on exams and eyewear. Search network providers in your area.

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Cheryl Cloke Agency

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Cheryl is licensed in PA, NJ, NY, DE and VA. She is current with state and federal required certifications and participates in continuing education courses that broaden her insurance knowledge base.

Cheryl Cloke Agency

6 days ago

Missed the Medicare Annual Enrollment Period? You might still have options.

If you didn’t enroll during the main window, there may be other opportunities to get covered:

✅ Medicare Advantage Open Enrollment (January 1–March 31): Switch to a different Advantage Plan or return to Original Medicare — if you're already in a Medicare Advantage Plan.

✅ Special Enrollment Periods: Life changes like moving or losing coverage may qualify you for a SEP.

✅ Medigap Enrollment: Recently turned 65? You may still be within your six-month Medigap window for supplemental coverage.

Medicare can be complex, but you don’t have to figure it out alone. Contact us today for assistance in reviewing your situation and exploring your current options. ... See MoreSee Less

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Cheryl Cloke Agency

1 week ago

Happy New Year!

As we step into 2026, we’re taking a moment to reflect on the year behind us and look ahead to what’s next. Thank you for the trust you’ve placed in us. We’re honored to support you and look forward to what the new year holds.

Please note that our office will be closed on January 1st and 2nd. We’ll be back on January 5th, ready to hit the ground running.

Here’s to new goals, fresh starts, and a year full of possibility! ... See MoreSee Less

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Cheryl Cloke Agency

3 weeks ago

From all of us, we hope you and your family have a joyful holiday season filled with peace, laughter, and meaningful moments with those you love.

As the year comes to a close, please note that our office will be closed from December 24th to 26th and again on January 1st and 2nd. We’ll be back on the 5th, ready to support you in 2026.

Merry Christmas and Happy New Year! ... See MoreSee Less

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Cheryl Cloke Agency

4 weeks ago

The holidays can be magical... and also mentally exhausting. You're not alone if you're feeling the pressure — 79% of U.S. adults report stress this time of year.

Here’s your reminder: prioritizing your mental health is not selfish. A few steps to consider include:

✅ Taking 10-minute “people” breaks several times a day.
✅ Journaling how you’re feeling.
✅ Saying “no” to another commitment — you don’t have to do it all.

Have questions about your mental health coverage? Give us a call anytime. We’re here to help! ... See MoreSee Less