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Aug 22, 2024 By cherylclokeagency Medicare 65 and older, Insurance, Medicare, Medicare insurance, Pharmacy Coverage

PA Live! with the Cheryl Cloke Agency

Selecting a Medicare plan on your own so it relieves a lot of stress when you work with an expert like Cheryl Cloke and the Cheryl Cloke Agency.
Jun 8, 2021 By cherylclokeagency Medicare, Uncategorized 65 and older, Insurance, Medicare, Medicare insurance, Pharmacy Coverage, senior medicare

Medicare

Your MEDICARE plan is out there. Let’s find it together. SM

Solving the Medicare maze

Cheryl Cloke is pleased to announce that she has partnered with Medicareful to assist our members and/or their employees and retirees with Medicare.

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Cheryl Cloke Agency

Cheryl Cloke Agency

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Cheryl is licensed in PA, NJ, NY, DE and VA. She is current with state and federal required certifications and participates in continuing education courses that broaden her insurance knowledge base.

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Cheryl Cloke Agency
19 hours ago

Medicare Annual Enrollment begins October 15th, which means now is the time to watch for an important document from your current Medicare Advantage or Part D plan: your Annual Notice of Change (ANOC)

Typically mailed in September, and no later than September 30th, your ANOC outlines any updates that may take effect on January 1st. Even if you’ve been happy with your current coverage, reviewing these changes carefully can help you avoid unexpected costs or coverage gaps in the year ahead.

Your ANOC may include updates to:

✅ Monthly premiums and other out-of-pocket expenses.
✅ Prescription drug coverage and formularies.
✅ Doctor, hospital, and pharmacy networks.
✅ Copays, deductibles, and additional plan benefits.

Small plan changes can make a significant difference in your health care costs and provider access. Taking time to review your ANOC now can help you make more informed decisions during Medicare Annual Enrollment.

If you would like help understanding your plan changes or comparing your Medicare options before enrollment begins, contact us anytime. We are here to help you review your coverage and find a plan that fits your needs for 2027.
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Medicare Annual Enro
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Cheryl Cloke Agency
19 hours ago

Managing Medicare costs can feel overwhelming, especially as premiums and healthcare expenses continue to rise. The good news is that there are several ways to make your coverage more cost-effective while still getting the care you need. Swipe to learn more.

If you have questions about your Medicare options or want help finding coverage that fits your needs and budget, contact us today. We are here to help you make informed decisions with confidence.
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Managing Medicare coImage attachmentImage attachment+3Image attachment
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Cheryl Cloke Agency
1 week ago

This Life Insurance Awareness Month, we want to highlight an unfortunate reality: too few Americans have adequate life insurance. The good news is that there are several simple steps you can take to better protect your family’s future.

Swipe for key statistics and steps to consider. As always, we are here to help ensure you have the right life insurance protection. Reach out today for assistance with any of the steps we’ve recommended or to further explore coverage for your family.
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Cheryl Cloke Agency
1 week ago

Labor Day is all about celebrating the workforce, and the best way to honor hard work is to take a real break from it. So to celebrate, our team is fully committing to the cause by penciling some cat naps into our schedules this weekend.

A quick heads-up: The office is closed on Monday, September 7th. We will be back on Tuesday, September 8th — recharged, refreshed, and ready to get to work.

We hope you have a long weekend full of good food, good company, and zero emails!
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Labor Day is all abo
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Quick contact info

Getting connected with the Cheryl Cloke Agency is easy. Contact information is below

103 N 7th Street, Ste 101 Stroudsburg, PA
clokeagency@gmail.com
570-213-1846

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Copyright © 2024 | Powered by My Girl MS | Not affiliated with the U. S. government or federal Medicare program “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.