Aug 22, 2024 By cherylclokeagency Medicare 65 and older, Insurance, Medicare, Medicare insurance, Pharmacy Coverage

PA Live! with the Cheryl Cloke Agency

Selecting a Medicare plan on your own so it relieves a lot of stress when you work with an expert like Cheryl Cloke and the Cheryl Cloke Agency.

Jun 8, 2021 By cherylclokeagency Medicare, Uncategorized 65 and older, Insurance, Medicare, Medicare insurance, Pharmacy Coverage, senior medicare

Solving the Medicare maze

Cheryl Cloke is pleased to announce that she has partnered with Medicareful to assist our members and/or their employees and retirees with Medicare.

Cheryl Cloke Agency

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Cheryl is licensed in PA, NJ, NY, DE and VA. She is current with state and federal required certifications and participates in continuing education courses that broaden her insurance knowledge base.

Cheryl Cloke Agency

44 minutes ago

Every June 14th, we celebrate the Stars and Stripes on Flag Day. While we’re all familiar with the United States’ flag, we might not know all of the history behind this symbol.

To celebrate, we wanted to share a few fun facts about the history of the flag that might surprise you:

🔹 The current 50-star design was created by a 17-year-old. Robert G. Heft of Lancaster, Ohio, submitted the design as a high school project in 1958. It was chosen by President Eisenhower out of more than 3,000 submissions in 1960.

🔹 There have been 27 official versions of the flag. Twenty-five of those changes were solely to update the number of stars every time a new state joined the Union. The star additions were admitted on July 4th, and, together, they give us a rich visual history of the country's growth over time.

🔹 The colors for the flag have taken on their own meanings over the years. Charles Thomson, secretary of the Continental Congress in 1774, suggested that red represents hardiness and valor, white symbolizes purity and innocence, and blue stands for vigilance, perseverance, and justice.

🔹 Six American flags have been planted on the moon. Neil Armstrong and Edwin E. “Buzz” Aldrin were the first, but five additional Apollo missions have also left a flag on the lunar surface.

🔹 The current design is the longest-running version in history. No new states have been added since Hawaii joined the union in 1959, making this the most enduring flag design the country has ever had.

Wishing you a wonderful Flag Day filled with pride and appreciation for the history behind the flag we share. ... See MoreSee Less

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Cheryl Cloke Agency

4 days ago

Medicare plan changes are not available at any time during the year, which is why it is important to understand when you can switch or adjust your coverage and when you may need to wait for the next enrollment window. Swipe for more information.

We hope you find this information helpful. As always, if you have any questions about your coverage, don’t hesitate to reach out to us. We are here to help you make the most of your coverage. ... See MoreSee Less

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Cheryl Cloke Agency

1 week ago

Receiving a raise or promotion at work can be an exciting time. These changes lead to higher income, new financial responsibilities, and the potential need for additional life insurance coverage.

Life insurance is designed to protect against financial risk tied to income, debts, and long-term obligations. When those factors change, coverage may need to be reassessed. Swipe for a brief overview of why income changes matter for your life insurance coverage.

If you’ve recently experienced an increase in income and are interested in a quick coverage check, feel free to contact me. We would be happy to review your current policy and help determine whether any adjustments make sense for your situation. ... See MoreSee Less

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Cheryl Cloke Agency

2 weeks ago

With June 6th recognized as Visually Impaired People Day, now is a good time to discuss how Medicare approaches vision care.

Original Medicare (also known as Medicare Parts A and B) is designed primarily as medical insurance. That means coverage typically applies to the diagnosis and treatment of medical conditions affecting the eyes, rather than to routine vision care. However, Medicare Advantage plans usually do include coverage for routine eye exams.

Swipe for a brief overview of what Original Medicare and Medicare Advantage plans cover when it comes to vision care and eye health.

If you’d ever like to review how your current Medicare coverage addresses vision care, don’t hesitate to reach out to our team. We are always here to be a resource for you. ... See MoreSee Less

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Tag 65 and older

PA Live! with the Cheryl Cloke Agency

Medicare

Your MEDICARE plan is out there. Let’s find it together. ^SM

Solving the Medicare maze

Tag 65 and older

Your MEDICARE plan is out there. Let’s find it together. SM

Solving the Medicare maze

Cheryl Cloke Agency

Your MEDICARE plan is out there. Let’s find it together. ^SM